If you're looking for help with a new or existing mortgage, Crown Mortgage Services can help you. A close partner of RE / MAX, the expertise of Crown Mortgage Services is available to everyone - from Realtors and homebuilders to individuals.

When it comes to working with home buyers, Crown Mortgage Services makes the entire process of purchasing a home easier with the pre-approvement process. Pat Dell, Dennis Yanko, Don Schick, and Claire O'Donnell, are the brokers at Crown Mortgage who are all experienced professionals in this field. The advantage of going through a mortgage broker is they can detail their services to each customer's individual needs. One financial institution will only have a couple of variants, and might not even offer what the customer is looking for. Brokers can address interest rates, payout penalties, and portability then forward these options to all of the lenders Crown Mortgage does business with.

Crown Mortgage Services are one of the few brokers in Regina to achieve the Accredited Mortgage Professional (AMP) status. It's awarded by the Canadian Association of Accredited Mortgage Professionals (CAAMP), to individuals who have taken ethic classes, mortgage education courses, and have years of experience in the industry. Pat Dell, Dennis Yanko, and Don Schick all have their AMP designations.

People will find it much easier to purchase a house by going through the pre-approval process. It will take all of the guesswork out of the procedure of looking for a home, because you'll know exactly what you can afford. The interest rate is held anywhere from 60 to 120 days while you go out and look for a house. Currently, the discount is as low as 1.25 per cent, for a 5 year fixed mortgage, prime +1 per cent for variable rates. Pre-approval really help out the Realtor, because it removes any mortgage limitations. This applies to anyone who is either a first-time buyer, someone moving up, renovations to the home, or constructing a new home.

There are some noticeable differences between Crown Mortgage Services and banks or credit unions. Crown Mortgage is the one who deals with all chartered banks, insurance companies and credit unions, as well as trust companies. If there is a challenge to getting a mortgage approved at a bank, such as credit or high debt ratios, they have alternative sources that are happy to work with new clients. Crown Mortgage is also qualified to handle equity take-outs and refinancing. Most service offered by these mortgage brokers is free of charge. They are there to best advise you on all of your financial interests.